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Your home is where your heart is—we feel the same way. Protect the things that matter with a home insurance policy from Rockingham.

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Program

Coverage for your home

It’s the place you start and end each day. It’s your sanctuary. A homeowner’s insurance policy with Rockingham Insurance protects you against loss to your home and personal belongings. One of our local agents can help you customize a policy to provide the level of coverage you need.

Additional Coverage

Customize your home insurance policy with optional endorsements.

Earthquake coverage

Earthquake coverage

Coverage for direct physical loss to property that is covered under Coverages A, B, & C and is caused by an earthquake. Variety of deductibles available.

Equipment breakdown coverage

Equipment breakdown coverage

Repair or replacement of appliance and equipment due to a mechanical breakdown. Add to an existing home policy for under $50.

What types of things does equipment breakdown cover?

FraudScout

FraudScout

A credit and identity monitoring service. The basic level is included with your policy but there are other levels for you to choose.

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GREEN option

GREEN option

Provides coverage for those additional costs incurred in replacing covered property with equipment that is better for the environment, safer and more efficient than the original damaged property.

Identity theft Lifestages

Identity theft Lifestages

Resolution services and expense reimbursement.

 

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Replacement cost coverage

Replacement cost coverage

Replacement cost coverage for your residence and personal property in the event of a loss.

Utility service line coverage

Utility service line coverage

Protects the homeowner by extending coverage for damage to underground piping, wiring, valves, or attached devices that connect a home to a public utility service provider or to a private system.

Valuables coverage

Valuables coverage

For jewelry, collectibles, cameras, and other special belongings

Water and sewer backup

Water and sewer backup

Optional utility coverage for added security.

Coverage & Discounts Available

Personal Liability Coveragemoreless

Personal liability is an important feature of home insurance that protects your assets if someone is injured on your property.

Multi-Policy Discountmoreless

If you have multiple policies with Rockingham Insurance, you could qualify for multiple discounts.

Loss-Free Discountmoreless

Your ability to avoid claims helps keep our claims costs low.  We share these savings with you by applying a loss-free discount to your property automatically when you have been insured for more than 3 years.

New Home Discountmoreless

Homes built within the last 15 years may qualify for policy discounts up to 20%.  Mobile home owners may qualify for discounts of up to 10% if the home was manufactured in the last 10 years.

New Mortgage Discountmoreless

A 5% discount applies if the home is a new purchase or refinance with a new first mortgage.

Security and Safety Equipmentmoreless

Discounts are available if your home is equipped with security systems, smoke alarms, fire extinguishers, and dead bolt locks.

Some restrictions apply. Discounts are subject to account eligibility. Services and products are subject to geographic availability. Not all policies and discounts are available in all states.